By

Tito Bucheli

Updated

May 7, 2024

Edited By

Fausto Bucheli Jr
Image Credit: Labskiii

Florida, with its sunshine, scenic byways, and relaxed atmosphere, is a haven for motorcycle enthusiasts. Whether the rider is seasoned or a newcomer ready to explore the state on two wheels, choosing the right motorcycle is crucial for a comfortable and enjoyable journey. Cheap Insurance dives into the top 5 motorcycles perfect for cruising Florida’s scenic byways, explores essential features for a Florida cruiser, and addresses motorcycle insurance considerations.

Key Takeaways:

  • Touring and cruiser motorcycles are ideal for Florida’s scenic byways due to their comfort and cruising ability.
  • Consider factors like weight, engine size, and riding style when choosing the perfect Florida cruiser.
  • Mid-range engines (500cc to 1000cc) offer ample power for most Florida riding scenarios.
  • Motorcycle insurance is mandatory in Florida. Explore options for affordable insurance by comparing motorcycle insurance quotes, maintaining a clean driving record, and maximizing discounts.
  • Prioritize safety with proper gear, following traffic laws, and staying alert while enjoying your Florida motorcycle adventure.

What Motorcycle Style Suits Florida’s Scenic Byways Best?

Florida’s byways offer a variety of landscapes, from coastal highways to rolling hills. However, unlike some states with mountainous terrain, sharp turns are uncommon. This makes comfort and cruising ability the primary concerns.

Touring Motorcycles. These bikes are designed for long-distance comfort with upright seating, spacious luggage compartments, and wind protection. Their larger engines offer smooth power for cruising highways and maintaining speed. Popular touring motorcycles include the Harley-Davidson Road King, Honda Gold Wing, and Yamaha Star Venture source for popular touring motorcycles.
Cruisers. Offering a relaxed riding position with forward-mounted footrests and comfortable seats, cruisers are perfect for enjoying the scenery. They typically have smaller engines than touring bikes but still provide enough power for relaxed cruising. Popular cruisers for Florida include the Indian Chieftain, Harley-Davidson Street Glide, and Honda Rebel 1100 source for popular cruisers.

 

Additional Considerations

While touring and cruiser motorcycles excel on Florida byways, consider these additional factors for a perfect fit:

Weight. Heavier motorcycles provide a more stable ride but can be less maneuverable. Lighter cruisers offer better handling on twisty roads (although uncommon in Florida).
Engine Size. For highway cruising, a mid-range engine (500cc to 1000cc) offers ample power. Larger engines are unnecessary for Florida’s flat terrain unless you plan on carrying a heavy passenger or luggage.

Image Credit: Sirila

Top 5 Motorcycles for Cruising Florida’s Scenic Byways

  1. Honda Gold Wing: This iconic touring motorcycle is renowned for its luxurious comfort, powerful engine, and advanced technology features like cruise control and GPS navigation. Perfect for long-distance rides with ample cargo space for luggage.

     

  2. Harley-Davidson Road King: A classic American cruiser with a comfortable riding position and a powerful engine. It offers a good balance between comfort and handling, making it suitable for various road conditions.

     

  3. Indian Chieftain: This cruiser delivers a comfortable ride with a powerful engine and a stylish design. It boasts wind protection and luggage capacity, making it a great choice for extended Florida tours.

     

  4. Yamaha Star Venture: Another feature-rich touring motorcycle with a comfortable ride and a powerful engine. Its intuitive controls and weather protection make it ideal for Florida’s diverse weather conditions.

     

  5. Honda Rebel 1100: This cruiser offers a more affordable entry point into the world of motorcycle touring. It delivers a comfortable ride with enough power for highway cruising and is easy to handle for new riders.

Conquering the Miles: How Much Engine Power Is Needed?

Highway Speeds. If the rider plans on primarily riding highways, a mid-range engine (500cc to 1000cc) provides ample power for maintaining cruising speeds.
Passenger and Luggage. If the rider plans on carrying a passenger or heavy luggage, a larger engine (above 1000cc) will offer better performance, especially on inclines.
Riding Experience. New riders may feel more comfortable with a smaller engine that is easier to handle.

Protecting Your Investment: Do You Need Motorcycle Insurance in Florida?

Motorcycle insurance in Florida is mandatory. Just like car insurance, it protects you financially in case of an accident. Florida law requires minimum liability insurance, which covers bodily injury and property damage to others.

Collision Coverage. This covers damage to the motorcycle if the rider collides with another vehicle or object.

Comprehensive Coverage. This covers damage to the motorcycle caused by theft, vandalism, fire, or weather events.

Is It Possible to Find Affordable Motorcycle Insurance in Florida?

  • Shop Around and Compare Motorcycle Insurance Quotes: Get quotes from multiple insurance companies to find the best cheap motorcycle insurance. Online comparison tools can be helpful as well.
  • Consider Your Riding Experience: New riders typically pay higher insurance due to a perceived higher risk. Completing a motorcycle safety course can demonstrate the commitment to safe riding, which can lower motorcycle insurance.
  • Maintain a Clean Driving Record: Traffic violations and accidents will significantly increase your insurance costs. Maintaining a clean driving record is the single most effective way to obtain affordable motorcycle insurance.
  • Choose the Right Coverage Options: While comprehensive and collision insurance offer valuable protection, they can also increase your costs. Evaluate the risk tolerance and the value of the motorcycle before deciding on insurance levels.
  • Consider Discounts: Many insurance carriers offer discounts for things like taking a safety course, insuring multiple vehicles with the same company and being a homeowner.
  • Increase Your Deductible: The deductible is the amount you pay out of pocket before your insurance pays for a claim. Raising your deductible can lower insurance for motorcycle.
  • Bundle Your Insurance: Bundle your motorcycle insurance policy with your homeowners insurance, or car insurance in Florida


With the right 
affordable motorcycle insurance, the rider is all set to explore the beauty of Florida on two wheels. Remember, always prioritize safety by wearing a helmet and proper riding gear, following traffic laws, and staying alert on the road.